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Whether it is Santa getting injured while coming down your chimney, one of the reindeer spraining an ankle slipping on a poorly cleared sidewalk or a case of wide-spread food poisoning to your neighbors due to some Christmas baking gone wrong, liability risks are all around us.  Let me be the first to fill your …

Climate change, pipelines, carbon tax, methane from cows.  Let’s talk about the environment. Or since I’m an insurance broker with a one-track mind, let’s talk about insurance for environmental exposures that exist. Environmental liability insurance is readily available in Canada. Even with the challenging insurance market we are facing, the Suez Canal blockage hasn’t stopped …

The holidays are another opportunity to share gratitude and support the incredible initiatives that make an impact. Is there a charitable organization or community initiative close to your heart? Supporting a not-for-profit initiative or charity that is meaningful to you would be an honour; a way that your relationship can have a positive impact on …

While on the golf course this past weekend it was suggested by a friend that insurance brokers only have time to golf and send invoices to their clients.  While this may be true for some brokers, my golf game is evidence that I spend a lot more time working for my clients than I do …

Insurance Values and Inflation One of the most challenging things to do right now when advising clients on their insurance coverage is giving direction to building costs in light of the changes that have happened to the price of steel and wood in the last year.  This has caused many insurers to increase the level …

Understanding Co-insurance In the last few weeks, I have had the privilege of getting on the road to see clients again. I have finally seen the new shops, refurbished hopper bins & fertilizer tanks, house additions, office remodels and an intentionally crooked garden shed that takes the gold medal for lock-down projects that I’ve observed.  …

Would you be surprised to hear that since the start of the pandemic a substantial spike in cyber crime has occurred?  As employees in most offices across the world were suddenly working from home, setting up their temporary workstations, cyber criminals were salivating at the opportunity like some of us used to at an all-you-can-eat …

Rempel Insurance will be closed for Victoria Day and will reopen on Tuesday, May 25th at 8:00am. Enjoy your weekend and drive safe!

With many areas of our province experiencing very dry conditions there is a need for rain.  If the last few years have proven anything, it’s that we are able to grow decent crops without extra moisture.  We have also seen that even when we receive limited amounts of moisture, there is still a risk of …

Agreed Value Coverage – SMI will agree, up front, on a value for your classic. In the event of a covered total loss, you’ll receive that full amount, less any deductible or salvage value, if retained. Guaranteed! Contact us today!