Category - Agri-Post Articles

There has been a dramatic rise in both the number of claims and settlement amounts for third party liability claims over the last number of years. This increase in claims is affecting all business owners. You have responsibilities as an owner or occupier of your premises. An occupier is anyone with physical control of the …

Today’s volumes of pesticides, fuel and manure combined with the ever-increasing environment regulations and sensitivity to these issues makes this an important consideration. A hazardous materials cleanup crew, the long tail of environmental monitoring and environmental fines can really add up. Legal Liability coverage is readily available for little to no extra cost for sudden …

Insurance companies take vacancy of buildings very seriously. The experiences with vacant buildings historically have not been good so the rules in this situation are quite stringent. We are talking about properties such as a house, barn or office building. We are not talking about an empty machine shed or grain bin. These are typically …

You have your farm machinery insured and you decide to do some custom work for others. Did you know that the farm policy is for farmers to do their own farm work and not for farmers to do farm work for others. There are very clear lines drawn between personal, farm and commercial business. All …

If for example you hire a custom applicator and they cause damage to your property you will expect them to have insurance coverage. It is good to know the damage can be fixed without hurting the individual custom applicator financially. It is also peace of mind to know that there are financial resources backing him …

As business owners you must always be working hard to protect yourselves. One aspect of this is your risk management practices.  The risk management philosophy of your company will determine the amount of risk the company holds in house vs. the amount that you transfer to an insurance company.  The key to successful risk management …

Insurance companies take vacancy of buildings very seriously. The experiences with vacant buildings historically have not been good so the rules in this situation are quite stringent. We are talking about properties such as a house, barn or office building. We are not talking about an empty machine shed or grain bin. These are typically …

Are you protected from the devastation of Hail and Fire to your crop? With Private Crop Hail Insurance you automatically get Hail and Fire coverage and both pay on a “spot loss” basis. Also, with Crop Hail insurance in place you are provided with immediate cash flow relief, this is something that no revenue program …

What do you do when you have an accident with your tractor or air seeder? What if your combine is damaged by a rock or it catches on fire. You cannot afford to be without any of these pieces of machinery so you will rent a replacement.  Does your insurance policy pay for these extra …

Livestock Insurance and Business Interruption Insurance varies extremely depending on the form you choose and the insurance company you purchase it from.  A quick definition for each of these: Livestock Insurance: Insurance coverage designed to insure livestock for death resulting or made necessary from a variety of causes. Business Interruption Insurance: Insurance against business expenses …