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Category - Agri-Post Articles

20
Sep

Insuring Your Construction Project

One of the most overlooked details of construction projects is the insurance coverage.  With all of the details involved, it is easy to overlook the important step of insuring your new building.  This summer, I had the privilege of watching the progress of a new building under construction each day while I drove to and …

28
Aug

Insuring the Roof Over Your Head

The basic concept of insurance is to put someone back to the place they were before the loss.  From insuring your phone from “water damage” after you drop it in the toilet to insuring a cigar for fire insurance, there are lots of options available. Due to the frequency of hail and wind damage claims …

17
Jul

Rental Protection For Your Harvest Machinery

With the excitement of harvest building up around Manitoba, this is a good time to make sure you are properly prepared.  Your first action might be to make sure you have long playlists of country music available along with a cab filled with energy drinks and western novels for the short periods of downtime throughout …

19
Jun

The Benefits of Dual Valuation

Before becoming an insurance broker, I spent three wonderful years working for a farm in southern Manitoba.  I grew up loving the farm life but had no experience until I was given the opportunity to work on a farm.  Day two on the job, I was handed the keys to the tractor and told to …

16
May

Like a Kid in a Candy Store

What is the role of an insurance broker? I started my career in the insurance industry working for a direct writer insurance company.  While there were some advantages to that model, I also developed the ability to let my clients down gently.  “As much as I’d like to help you, I don’t have an option …

19
Apr

Who Has Your Back?

What is the role of an insurance broker? Does it seem like technology should have replaced the insurance broker a decade ago?  What value do I have as a farm or business owner in using a broker versus finding coverage directly from an insurer?  I will never forget my conversation with the owner of a …

20
Mar

Co-Insurance – Don’t Get Penalized

In my nine years in the insurance industry, I have observed the anger of many good people (not my clients at the time) who paid premium for insurance coverage that didn’t respond the way they wanted it to.  Many of these people were coming to me feeling like they were taken advantage of and treated …

16
Jan

Time Flies

This past week we celebrated another milestone. Colin Harbinson is the fourth person in recent years to be celebrated for 20 years of working with Rempel Insurance Brokers. Colin 20 yrs Award January 8/18 1998-2018When I thought about Colin completing 20 years I could not believe all that he has seen in the workplace. I …

17
Nov

Equipment Breakdown Coverage

Farm and Commercial policies cover the electrical, mechanical and other equipment used in most operations for losses caused by fire, theft, collision and other events. But most property policies specifically exclude losses arising from a very common problem, equipment breakdown, which includes electrical injury (surge), mechanical breakdown, pressure explosion, rupture and cracking. So, any business …

20
Dec

Group Health Insurance

All business owners have Group Health Insurance Plans available to them. Yes, a Group of “1” qualifies for a Group Plan. When talking to clients about a Group Plan, the conversation often goes to questions about dental, travel insurance and massage therapy. It should because these are important coverages but not all employers want to …