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The Latest News

23
May

Motorized Yard Equipment

All Farm Homeowner Policies have a listing within the wordings called “Special Limits of Insurance”. This listing of personal contents describes the maximum amount of money that you can claim on each of these items and/or category of items. An example of the special limit of insurance listing reads something like this: We insure lawn …

17
Apr

The Cost to Rebuild

Typically, you want to insure your buildings for the cost to rebuild, this is referred to Replacement Cost Coverage. You do not want to insure too high because you will not get more than it actually costs to rebuild and yet you also do not want to insure too low which leaves you exposed at …

19
Feb

Equipment Breakdown

Farm and Commercial policies cover the electrical, mechanical and other equipment used in most operations against fire, theft, collision and other events. But most property policies specifically exclude losses arising from a very common problem, equipment breakdown, which includes electrical injury, mechanical breakdown, pressure explosion, rupture and cracking. So, any business operation that use pressure, …

16
Dec

Making Changes?

Very often we receive phone calls from people after they have started making changes to their property or after they have owned something new for a number of months. For example: renovation project is well under way, purchase of a new yard tractor, addition of attached garage, built a storage building, purchase of a new …

22
Nov

D & O Insurance

Directors and Officers of a corporation are responsible for their actions, the actions of the corporation and in some instances the actions of other directors. The courts have assessed damages against directors of corporations for wrongful actions. While some people believe that a LTD. or INC. company creates a legal veil leaving limited liability behind. …

17
Oct

Group Benefit Plans

All business owners have Group Benefit Plans available to them. Yes, a Group Plan of “1” is a Group Plan. When talking to clients about Group Benefit Plans, the conversation often goes to questions like; root canals, travel insurance and massage therapy. All are important points but not all employers want to spend much time …

16
Oct

Habitat for Humanity Build

On Wednesday, October 16th, members of the Rempel Insurance Brokers team participated in the Habitat for Humanity 1st Annual Manitoba Property Insurance Build. Rempel Insurance Brokers also contributed $1,500 towards this initiative, partnering with primary sponsors, the Insurance Broker Association of Manitoba and Wawanesa Mutual Insurance. More Information.

20
Sep

Insuring your Grain

There are a number of different properties on your farm that you may not have even thought to insure. The Threshed Grain Floater is an important consideration when you consider the high values. All farm policies need to be reviewed. When placing coverage on your grain, you insure to the maximum value that you have …